• MNT-Halan launches Egypt’s first digital secured loan by a fintech
• Users access up to 80% of investments via Halan app
• Service expands offerings for 8M users, with regional growth planned

Egyptian financial technology company MNT-Halan announced on Friday, Sept. 26, 2025, the launch of the country's first digital secured loan solution offered by a non-bank financial institution.

The new service allows customers to get instant access to up to 80 percent of the value of their investments through the Halan app. According to the company, users can unlock a credit line of up to 500,000 Egyptian pounds (approximately $10,400) while still earning returns on their underlying investments. The investment remains locked as collateral but continues to generate yields.

The offering uses an entirely digital process, which includes electronic identification (eKYC) and immediate activation of a credit limit on the user’s Halan card. "This launch removes that barrier, giving customers the ability to grow their investments and unlock instant credit digitally, when life demands it. It’s a simple solution that reflects how we build: around real lives, real needs, and real impact," said Mounir Nakhla, founder and CEO of MNT-Halan, in a statement.

The new solution expands the fintech’s existing range of financial products, all regulated by the Financial Regulatory Authority (FRA). These products include gold-backed funds, equity funds, Sharia-compliant options, and a savings service called Halan Savings.

MNT-Halan stated it serves more than 8 million customers and has 2 million active quarterly users. The company is also expanding its operations outside Egypt, notably into Turkey, Pakistan, and the United Arab Emirates.

Fiacre E. Kakpo