• Net profit reached CFA25.03 billion ($44 million), up 6% year-on-year
• Net banking income rose 7% to CFA77.36 billion, driven by higher interest margin
• Loans and deposits each increased 16%, lifting total assets to CFA2.83 trillion

NSIA Banque Côte d’Ivoire, the second-largest bank in the WAEMU by total assets, reported a net profit of CFA25.03 billion (about $44 million) as of September 2025, up 6% from a year earlier, supported by higher interest margins and loan portfolio growth.

Net banking income stood at CFA77.36 billion, compared with CFA72.57 billion a year earlier, a 7% increase, according to the bank’s quarterly report released Wednesday, October 29, 2025. The rise was mainly driven by a 21% increase in interest margins, reflecting growth in customer loans and income from securities.

Pre-tax profit reached CFA27.66 billion, up 6% from CFA25.98 billion a year earlier.

Outstanding loans totaled CFA1.77 trillion, up 16% from December 2024, driven by short- and medium-term advances. Customer deposits also rose 16% to CFA1.97 trillion, supported by growth in demand, term, and guarantee deposits. Total assets reached CFA2.83 trillion, an annual increase of 12%.

A subsidiary of the NSIA financial group, NSIA Banque CI said it will maintain a prudent growth strategy in the fourth quarter, focused on risk and cost control amid continued market competition.