• Mauritius ranks 22nd globally and 1st in Africa for lowest fraud risk
• Botswana and Morocco complete the continent’s top three performers
• Africa remains the most exposed region, with a regional score of 3.84

Mauritius, Botswana, and Morocco are Africa’s best-protected countries against digital fraud in 2025, according to the Global Fraud Index 2025 published on October 9 by Sumsub, an identity verification platform, in partnership with Statista and several international organizations.

The report evaluates digital fraud risks in 112 countries using internal and external data, including figures from the World Bank, Oxford Insights, and Transparency International. It measures multiple indicators such as fraud rate, anti–money laundering policy, corruption perception, e-governance resources, government effectiveness, AI readiness, unemployment, cost of living, cybersecurity policy, Internet speed, purchasing power, and GDP per capita. Scores are weighted across four pillars: fraudulent activities (50%), resource accessibility (20%), government intervention (20%), and economic health (10%).

Mauritius ranks 22nd globally with a score of 1.8, thanks to low fraud prevalence (0.27), strong economic health (0.49), and effective institutional responses (0.52). Limited access to anti-fraud resources (1.56) remains its main weakness. Botswana follows with 2.29 points and a 46th global ranking, while Morocco ranks 50th worldwide. Tunisia, South Africa, Egypt, Ghana, Algeria, Zimbabwe, and Senegal complete Africa’s top 10.

Despite these gains, Africa remains the most exposed region globally, with an average score of 3.84 compared to a world average of 2.79, highlighting persistent institutional and regulatory weaknesses. Globally, Luxembourg, Denmark, Finland, Norway, and the Netherlands lead the ranking as the countries best protected against digital fraud.

Top 16 African countries best protected against digital fraud in 2025 (Sumsub):

1. Mauritius (22nd worldwide)
2. Botswana (46th)
3. Morocco (50th)
4. Tunisia (67th)
5. South Africa (74th)
6. Egypt (79th)
7. Ghana (88th)
8. Algeria (90th)
9. Zimbabwe (92nd)
10. Senegal (94th)
11. Kenya (99th)
12. Ethiopia (102nd)
13. Rwanda (105th)
14. Uganda (107th)
15. Tanzania (108th)
16. Nigeria (110th)