• Rwanda launches 2025-2030 roadmap to expand financial inclusion

• Formal financial inclusion rose from 21% in 2008 to 92%

• Strategy targets better use of services and stronger household resilience

Rwanda's central bank launched its National Financial Inclusion Roadmap (NFIR) 2025-2030 on Tuesday, setting out a framework to coordinate public and private sector efforts to expand access to financial services and improve their use.

The strategy aims to position financial inclusion as a driver of economic empowerment and sustainable prosperity, the National Bank of Rwanda (BNR) said, by strengthening collaboration among government authorities, financial institutions and private sector stakeholders.

The National Bank of Rwanda has launched the National Financial Inclusion Roadmap (NFIR), a strategic framework to guide coordinated action by public and private stakeholders, ensuring that financial inclusion contributes meaningfully to economic empowerment and sustainable… pic.twitter.com/Eg4B55t6Qm

— Central Bank of Rwanda (@CentralBankRw) March 11, 2026

BNR Governor Soraya Hakuziyaremye presented the roadmap, highlighting the progress Rwanda has made in expanding financial inclusion in recent years. The initiative supports the country’s long-term economic goals under its Vision 2050 national strategy.

Notable Progress but Persistent Challenges

“Rwanda is on track to become an upper-middle-income economy by 2035 and a high-income economy by 2050. No Rwandan will be left behind for lack of adequate financial tools,” Hakuziyaremye said.

“Rwanda has made remarkable progress in financial inclusion. Formal inclusion has risen from 21% in 2008 to 92% in 2024, while overall inclusion now stands at 96%, with nearly 7.5 million Rwandans served by regulated financial institutions,” she added.

Despite these gains, Hakuziyaremye said challenges remain, particularly in the effective use of financial services and the financial resilience of households. The new roadmap seeks to shift public policy toward improving financial health, moving beyond simply expanding access to banking services.

Charlène N’dimon